Nobody gets out alive. At some point in our lives, we all will be dealing with catastrophic illness. And when that happens, it’s best to do it on your own terms.
Both my wife and I are cancer survivors, having been diagnosed within eight months of each other. (We do everything together.) After diligently paying our health insurance premiums for years, we were lulled into a false sense of security, unprepared for the financial tsunami that accompanies most major illnesses. Over the course of five years, we saw our savings drain away, siphoned by the high cost of our medical insurance. We cashed in our 401K, spent insurance money from a devastating fire loss, and maxed out our credit cards to keep pace with the monthly onslaught of bills. And now that we were official members of the “pre-existing condition” club, we found ourselves shackled to the escalating costs of a financially unsustainable health care plan. Just when things couldn’t look any bleaker, a ray of hope now shines through the storm clouds: Obamacare. While the ideologues slug it out, we’ve been pouring over the nuts and bolts of this Frankenstein-like piece of legislation, wondering how it might benefit us. (No more pre-existing conditions!) Bottomline: Obamacare may be a monster, but it’s our monster. There is something in it for everyone — you just have to look for it. And if we can help you navigate this new world of health care, avoiding some of what we’ve gone through, well it doesn’t get better than that.